Taking a house on rent is a big financial commitment. A few checks before you pay the deposit can save you from fraud, hidden costs and disputes later. Compare the asking rent with community-reported rents on the Rental Trends page.
1. Check if the rent is fair
- Compare the asking rent with the average rent for the same sector, house type and furnishing level on Rental Trends.
- Ask what is included: maintenance, water, electricity, parking, gas pipeline, furniture and appliances.
- Ask about the yearly increase before you agree to anything.
2. Verify the owner and the property
- Ask to see the owner's ID and proof of ownership (sale deed, allotment letter, property tax receipt or electricity bill in the owner's name).
- If someone else is letting the house, ask for the owner's written authorisation or a power of attorney.
- Check that there are no pending society or property tax dues and no dispute on the property.
- Never pay a booking amount to a broker or stranger before meeting the owner and seeing the house.
3. Inspect the house carefully
- Visit in daylight and again in the evening. Check water pressure, power backup, electrical switches, plumbing, leaks, damp walls, windows, locks and ventilation.
- Test all appliances that are included (AC, geyser, fridge, cooler, chimney) and check the kitchen and wardrobes.
- Check mobile network, internet options, parking, security, nearby school, market and public transport.
- Take dated photos or a video of every room and of any damage or marks that already exist.
4. Read the rent agreement fully
- Get a written agreement (registered or notarised as per local rules). Do not rely on a verbal promise.
- Check: rent amount and due date, deposit, lock-in period, notice period, yearly increase, who pays maintenance and repairs, rules on guests and sublet, and the permitted use of the house.
- Make sure the inventory list of furniture, appliances and the condition of the house is attached and signed by both parties.
5. Security deposit
- Deposits are commonly 2-3 months of rent. The Model Tenancy Act 2021 suggests a maximum of 2 months for residential property; check what applies in your state.
- Pay by bank transfer or UPI and keep the receipt. Avoid cash.
- Write down when and how the deposit will be refunded and what deductions are allowed. Ask for refund within a fixed number of days after you vacate.
6. Know your costs and payments
- Plan for monthly rent plus maintenance, electricity, water, gas, internet and parking.
- Pay rent by bank transfer or UPI and take a rent receipt. Rent receipts are also needed to claim HRA tax benefit if you are salaried; if rent is more than Rs. 1 lakh a year, the owner's PAN is usually required.
7. Know your rights
- The owner cannot enter the house without notice or lock you out, cut electricity or water, or throw out your belongings without following the legal process.
- You must give notice as per the agreement before leaving, use the house for the agreed purpose only and keep it in good condition.
- Complete police verification if your city or the owner requires it.
8. When you move out
- Give written notice in time and clear all rent and utility bills.
- Do a joint walkthrough using the inventory and your original photos, and get a written note that the house is returned in good condition.
- Ask for the deposit to be refunded on the day of handover, or on the date agreed in writing.
Help the community: share your rent
Tenants who share what they actually pay help others find fair rents. Submit your house on the Rental Trend survey (up to 3 houses). Individual details are never shared.
This article is general guidance, not legal advice. Rules differ by state and city. Please consult a lawyer for your situation.
